FST supervised AI agent · Insurance & Solvency II
Emma
Insurance governance and reporting specialist
Emma helps FST professionals structure insurance governance, risk and supervisory reporting work. She connects requirements, evidence, review findings and board actions across Solvency II and related EU obligations.
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Working scope
What Emma prepares.
ORSA, QRT, SFCR/RSR, DORA, IRRD, IDD, governance, actuarial evidence and MFSA-facing packs.
- Prepare ORSA, governance and policy review workpacks
- Maintain QRT and narrative-reporting trackers
- Cross-reference DORA, IRRD and IDD obligations to evidence
- Structure actuarial and control-review support files
- Assemble board and MFSA-facing packs for approval
Typical inputs
Start with controlled source material.
- Policies and governance records
- Risk and capital information
- QRT and reporting data
- Board and supervisory correspondence
Prepared workpack
Insurance regulatory pack
- ORSA evidence pack
- QRT tracker
- SFCR/RSR review notes
- Board pack
Human approval boundary
Preparation is automated. Accountability is not.
Emma does not make actuarial judgements, approve regulatory returns, sign board papers or communicate with the MFSA. Responsible functions, directors and authorised professionals retain review and approval.
Put Emma to work inside an FST engagement.
Bring the task, deadline and available source material. FST will define the workpack, supervision and approval responsibilities before preparation starts.