Finance & funding readiness assessment
Early assessment of purpose, amount, timing, eligibility, affordability, repayment capacity, co-financing and information gaps.
Loan & Funding Application Support
Build one credible case for the finance you need.
A consolidated service for bank lending, public funding and innovation support—from route selection and financial modelling through complete applications, evidence, review and approval readiness.
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Scope and purpose
FST tests the financing need first, then joins the commercial case, financial model, route rules, application forms and supporting evidence into one controlled file.
Official programme sources
Current routes checked before the funding application is shaped.
FONDI.euEU and cohesion-funded calls, official guidance, scheme documents and beneficiary requirements.Malta EnterpriseEnterprise incentives, tax credits, repayable finance, business development and innovation support.Xjenza MaltaCurrent research, innovation, digital, commercialisation and collaboration funding schemes.
Route & facility fit
Comparison of suitable loan facilities, grants, incentives, tax credits and innovation routes against the project and organisation.
Borrowing requirement & repayment case
Definition of the finance purpose, amount, term, security, repayment profile and debt-service capacity.
Loan application forms
Preparation and coordination of lender forms, declarations, narrative and institution-specific information requirements.
Lender financial schedules
Forecasts, debt-service calculations, cash-flow schedules, sensitivities, covenant information and repayment analysis.
Funding eligibility & project design
Applicant and activity screening followed by clear objectives, work packages, milestones, outputs, indicators and delivery roles.
Business case & application narrative
A consistent commercial, operational and impact case mapped to lender questions or funding evaluation criteria.
Budget, eligible costs & co-financing
Project budgets, quotations, aid intensity, own contribution, financing plan, cash flow and cross-document consistency checks.
Loan & funding evidence pack
Indexed accounts, tax records, bank data, contracts, quotations, ownership records, declarations, CVs and management evidence.
State aid & double-funding checks
Prior and pending aid mapping, applicable aid treatment, cost separation and documented conflict checks for public funding routes.
Application quality review
Independent challenge of completeness, assumptions, scoring logic, calculations, attachments and submission readiness.
Lender & funder queries
Controlled responses to clarification requests with reconciled revisions to assumptions, schedules, forms and evidence.
Approval, drawdown & award setup
Review of conditions, outstanding evidence, drawdown or contracting requirements, dates, responsibilities and implementation controls.
Post-approval & post-award support
Use-of-funds monitoring, covenant dates, procurement evidence, claims, milestones, reports and change-control support.
Authorised submission control
A final portal and completeness check while the authorised applicant retains approval, declarations and external submission control.
Expected deliverables and decisions
Usable deliverables, source-linked evidence and named review points.
- A documented financing-route decision
- One financial model supporting the full case
- A complete lender or funding evidence pack
- Clear approval, submission and implementation responsibilities
Request a scope review
Send the service, deadline and records already available.
FST will confirm the deliverables, information required, review sequence and responsible professional route.
Book a Scope Call