Loan Application Support

Give lenders a complete application they can follow.

Loan application forms, financial schedules and evidence packs built from consistent records, a clear borrowing need and realistic repayment logic.

The working brief

FST tests the borrowing need, affordability, financial schedules and supporting documents before the application reaches the lender.

Early assessment of loan purpose, affordability, repayment capacity, security and information gaps.

Definition of the funding purpose, amount, timing, term and repayment profile against suitable lender facilities.

Preparation and coordination of application forms, declarations, narrative and lender-specific information requirements.

Application-specific forecasts, debt-service calculations, cash-flow schedules, sensitivities and repayment analysis.

Indexed accounts, tax records, bank data, contracts, quotations, ownership records and management documents ready for lender review.

Structured information on proposed security, guarantees, existing facilities, commitments and anticipated covenant requirements.

Controlled responses to lender questions with updated assumptions, schedules and reconciled supporting documents.

Review of approval conditions, outstanding evidence, drawdown requirements, dates and responsible owners.

Use-of-funds monitoring, covenant dates, repayment tracking and lender-reporting routines prepared after approval.

What the engagement should produce

Start with the live issue

FST will define the right workstream, the information needed and a practical route forward.